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SR Analyst, Credit

Req # JR - 195868 Location Heredia, Provincia de Heredia, Costa Rica Job Category Finance Date posted 01/28/2026
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Overview

This is where your insights influence change. As a member of the Baxter Finance team, you have the critical thinking and analytical mindset that allows you to translate data into meaningful, actionable insights that help teams learn and adapt along the way. We guide our internal partners to understand financial opportunities or realities that move Baxter forward and closer to our mission to save and sustain lives. While you often work independently with your cross-functional team, you always have the greater finance organization to lean on for support and career mentoring.

  • Support for Parents

  • Continuing Education/ Professional Development

  • Employee Heath & Well-Being Benefits

  • Paid Time Off

  • 2 Days a Year to Volunteer

Success Profile

What makes a successful Finance team member at Baxter? Take a look at some of the top traits we’re looking for and see if you’re a fit.

  • Adaptable
  • Analytical
  • Detail-oriented
  • Easygoing
  • Results-driven
  • Team player

SR Analyst, Credit

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This is where your work makes a difference.

At Baxter, we believe every person—regardless of who they are or where they are from—deserves a chance to live a healthy life. It was our founding belief in 1931 and continues to be our guiding principle. We are redefining healthcare delivery to make a greater impact today, tomorrow, and beyond.

Our Baxter colleagues are united by our Mission to Save and Sustain Lives. Together, our community is driven by a culture of courage, trust, and collaboration. Every individual is empowered to take ownership and make a meaningful impact. We strive for efficient and effective operations, and we hold each other accountable for delivering exceptional results.

Here, you will find more than just a job—you will find purpose and pride. 

Job Description

Your role at Baxter

The Sr Analyst, Credit is responsible for evaluating customer credit worthiness and potentials risks for new customers, routine reassessment of credit terms and limits on existing customers, and manually evaluating and releasing orders on hold based on appropriate approvals for a specific region.

Your team

At Baxter Healthcare, we value partnership and inclusivity. Join a team that is dedicated to developing quality products with the patient in mind. Work alongside hardworking individuals, explore our diverse product portfolio, and benefit from the mentorship of our encouraging leadership team within our multinational organization!

What you'll do

  • Support the evaluation of creditworthiness for new customers using the Credit Integration Solution and C2C Technology toolset.

  • Assist in supervising changes in existing customer creditworthiness by reviewing alerts, exposure changes, and predefined risk indicators.

  • Set up and maintain customer credit limits in the system according to approved guidelines and senior-level approvals.

  • Participate in the automated credit review process and prepare cases that require addressing a blocking issue or manual approval.

  • Process online credit applications for new customers within the assigned region.

  • Review and release orders on hold in accordance with predefined credit policies and approval matrices.

  • Support the monitoring of credit release and automation rules and suggest improvements when applicable.

  • Collaborate with Accounts Receivable and Collections teams to understand customer account status.

  • Communicate with customers regarding standard credit requirements and documentation needs.

  • Support interactions with Sales and Commercial teams related to routine customer credit requests.

  • Assist in maintaining accurate credit data and reporting, collaborating with IT and external vendors as needed.

  • Support the administration and tracking of bank guarantees, letters of credit, cash collateral, and netting agreements (as applicable).

  • Follow global credit policies, procedures, and compliance requirements, including SOX controls.

  • Continuously develop knowledge of credit risk management tools, methodologies, and industry practices.

What you'll bring

  • Bachelor’s degree in finance, accounting, or a related field

  • 3+ years of experience in shared service center or similar role with primary focus on credit, risk management

  • Experienced user of Credit Integration Solution or equivalent credit scoring tool and C2C Technology Credit Module

  • Experience working in a SOX regulated environment

  • English C1 is a must.

  • Proficiency in Microsoft Office Suite.

  • Experience in JDE and C2C Technology preferred.

  • Portuguese language is desirable

Equal Employment Opportunity

Baxter is an equal opportunity employer. Baxter evaluates qualified applicants without regard to race, color, religion, gender, national origin, age, sexual orientation, gender identity or expression, protected veteran status, disability/handicap status or any other legally protected characteristic.

Reasonable Accommodations

Baxter is committed to working with and providing reasonable accommodations to individuals with disabilities globally. If, because of a medical condition or disability, you need a reasonable accommodation for any part of the application or interview process, please click on the link here and let us know the nature of your request along with your contact information.

Recruitment Fraud Notice

Baxter has discovered incidents of employment scams, where fraudulent parties pose as Baxter employees, recruiters, or other agents, and engage with online job seekers in an attempt to steal personal and/or financial information. To learn how you can protect yourself, review our Recruitment Fraud Notice.

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Address

Explore this location F33
American Free Zone
3006 San Francisco
Costa Rica
Explore This Location

Hear from Our Employees

Our company is enriched by a diverse population of individuals in more than 100 countries that work to solve, innovate, manufacture and drive better healthcare options for patients around the world.

Meet Monica Weber, Senior Analyst, Finance, Singapore

“Though Finance is often referred to as a support function, I find finance to be a critical aspect of Baxter operations. The finance community is one of the most connected across the globe and, from my experience, highly regarded among business partners. Every project I support or initiative I'm involved in I try to look at the total Baxter picture and understand how it relates to the business and patients. Having that level of insight behind my work drives motivation.”

Meet Serge Vandermotten, COE Controller, Benelux

“My job has always fascinated me at Baxter. After 33 years of service, this is where I want to continue my career. I have stayed because it is a large company grounded in sound ethics and provides countless opportunities for development and innovation. It is a company that lives, progresses, and constantly develops with time. I have great pleasure in forming professional relationships with my colleagues as we learn from each other’s experiences.”

Meet Joselyn Alvarez, Senior Analyst, Costa Rica

“It is impossible to be a part of Baxter and not learn and grow. I've had the opportunity to learn valuable skills from coworkers and enjoy the relationships we have built as professionals. As a global company, Baxter always looks towards automation and improvement. I know that my work helps us be more efficient and precise in ensuring that our products are consistently available to patients.”

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